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US Army Community Services Financial Readiness Program
The Financial Readiness Program offers a wide range of services to assist Soldiers and their families with their financial affairs. Emphasis is placed upon the training portion of the program designed to educate Soldiers and spouses in money management, proper use of credit, financial planning, deployment, transition and relocation, insurance, and check writing principles. CAFAP's goal is to help families prevent financial difficulties before they arise.

Also included in this service is the debt liquidation program, designed to help soldiers arrange to pay off their debts. Clients are encouraged to work with their creditors to gain stable, manageable financial positions.

Skilled counselors are available to help Soldiers and their spouses:

  • Establish budgets
  • Work with creditors
  • Provide tax, investment and consumer information
  • File consumer complaints
  • Gather information on local consumer laws.

    For counseling information, visit your local ACS Center.

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